The best visitors insurance for your parents/relatives travel to USA from India will depend on a variety of factors, including age and general health conditions. Picking the right travel medical insurance company is also very important, because dealing with claims or getting emergency assistance when needed is crucial while traveling. Especially in the USA , which has some of the highest medical costs of any country on the planet.
However buying it in India or USA is a major question. It is in fact much safer to get it purchased from USA like most of my friends, as claim process is much simpler and they would be spending much less for per person. They get a visitors insurance in US doubting that if they could claim an insurance purchased in India. So they spend like about hundred dollars or so per month or something for a parent, which is not bad at all, when you compare the bills that could be raked up without coverage.
We often hear horror stories of denied claims and inflated medical bills so it is essential to be very careful while choosing medical insurance for our parents or relatives visiting USA. Few important points to keep in mind are:
You can now purchase visitor insurance online through reliable insurance providers. All that needs to be done is:
Having a visitors insurance when visiting USA or even while traveling to other nations is a must in terms of financial security for oneself. An unprecedented health situation or an accidental injury may land you in a lot of trouble without the proper visitors insurance plan, and could dig a hole in your finances
However buying it in India or USA is a major question. It is in fact much safer to get it purchased from USA like most of my friends, as claim process is much simpler and they would be spending much less for per person. They get a visitors insurance in US doubting that if they could claim an insurance purchased in India. So they spend like about hundred dollars or so per month or something for a parent, which is not bad at all, when you compare the bills that could be raked up without coverage.
We often hear horror stories of denied claims and inflated medical bills so it is essential to be very careful while choosing medical insurance for our parents or relatives visiting USA. Few important points to keep in mind are:
- There are varied plans available in USA and we need to identify the company that will search out only the top rated plans and show us the best plans to suit our needs. That way we can view many plans and pick one for the right price
- A US insurance company will always have a better claims support team that will support you in case you need any assistance with filing your claims, or in case your claim is denied they will help you appeal the claim and explain the process.
- Getting a 24/7 assistance is much easier when a insurance plan is purchased in USA as contacting outside timelines is difficult and while traveling emergencies can occur at anytime.
- It is also advisable to look out for the well known hospitals around your area who are part of the plan PPO network. Especially the one you are most likely to visit in case of emergency. Then check if your insurance plans are covered in that hospital.
- Choosing a comprehensive visitors insurance plan is much better than a limited/fixed insurance plan. Though you would be spending a little more on the premium it is always worth the spend in case of an emergency sickness or injury.
Buy #VisitorsInsurance for relatives or parents for India to USA travel on https://t.co/dVRGCelQ21 #VisitorInsurance pic.twitter.com/WDwOqvBG72— Visitor Insurance Services (@VisitorsInsure) September 13, 2019
You can now purchase visitor insurance online through reliable insurance providers. All that needs to be done is:
- Research the insurance carrier and review the plan you are buying.
- Open the insurance provider agency website such as VisitorInsuranceServices.com.
- Get a quote various plans from them to get know the policy premium cost.
- Then compare benefits and the coverages for the premiums, and select the one which suits your needs.
- Once you have selected all you need to do is fill the insured personal details in the application.
- Finally make the payment and obtain the insurance ID cards and proof of coverage letter emailed instantly to you.
Having a visitors insurance when visiting USA or even while traveling to other nations is a must in terms of financial security for oneself. An unprecedented health situation or an accidental injury may land you in a lot of trouble without the proper visitors insurance plan, and could dig a hole in your finances